This is a unique tutorial that shows you how to make one image look like a bunch of polariod snapshots placed together almost like a puzzel.
I followed this tutorial in Paint Shop Pro 9 and Adobe Photoshop.
Time to complete: it took me under 1 hour
Difficulty: novice/intermediate the tutorial is very complete. The hardest part is keeping track of all the polariods you make. It is harder to complete in Paint Shop Pro than it is in Photoshop.
This is the image I created following the tutorial:

Follow the tutorial to create your own polariod collage